Independent Agent · CA Lic #0M61599

Retirement accounts can be repositioned, the same way you'd refinance a mortgage.

Your income shouldn't retire when you do.

Rates change. Carrier bonuses change. If it's been a few years since anyone looked closely at your fixed retirement accounts, there may be a better position available — without adding risk.

Book Your Complimentary Review See What We Review
How It Works

Three steps. One conversation to start.

01

We talk

A short call about your current accounts, your timeline, and what you're trying to accomplish. Mostly you talking, me listening.

02

I don't do this alone

A team of senior retirement planners — this is their full-time job — compares your accounts against current rates and carrier terms across dozens of carriers, every single day.

03

You decide

If there's a better position available, I'll lay it out plainly. If there isn't, I'll tell you that too. No pressure either way.

Licensed
CA #0M61599
Based in
Costa Mesa, CA
Focus
Fixed Income Accounts · IULs · Whole Life · Long-Term Care
Approach
Independent — not tied to one carrier
Get Started

Worth twenty minutes to find out.

A complimentary retirement income review costs you nothing and commits you to nothing.

Book Your Complimentary Review
Dearing Insurance Solutions
(949) 287-3878 · [email protected]
Dearing Insurance Solutions is an independent insurance agency. California Insurance License #0M61599. Steve Dearing offers fixed insurance products including fixed indexed annuities, indexed universal life insurance, and long-term care solutions. Not a registered investment advisor. No securities-related advice is offered. Guarantees are backed by the claims-paying ability of the issuing insurance carrier. This website is for general informational purposes only and does not constitute a recommendation specific to any individual's circumstances.