Complimentary Retirement Income Review

Retirement accounts can be repositioned — the same way you'd refinance a mortgage.

Your income shouldn't retire when you do.

Rates change. Carrier bonuses change. If it's been a few years since anyone looked closely at your fixed retirement accounts, there may be a better position available — without adding risk.

Book Your 20-Minute Review

Pick a time that works for you.

Minutes
20 — that's all it takes to get clarity
Cost
$0 — no cost, no obligation, ever
Conversations
1 that could change your retirement
What We Cover

In 20 minutes, we'll know exactly what needs a closer look

This isn't a sales call. It's a real conversation about your retirement income — what it looks like, where the gaps are, and what you can do about it before it's too late to fix.

  • What your income actually looks like the day you stop working
  • How your accounts are structured to handle market ups and downs
  • Gaps that are easy to miss without a second look
  • What needs to change before you retire — if anything
Is This For You?

This review is for people who are serious about retirement

Getting close to retirement

You're within 5–15 years and want to make sure you're on track.

Have a 401k or IRA

You've been saving but haven't had a real income strategy built around it.

Want a second opinion

You have an advisor but you're not sure if your plan is built for what's coming.

Worried about the market

You've worked too hard to let a bad market year ruin your retirement income.

Curious if there's a better rate

You haven't looked in a while and want to know if there's a stronger position available — the same idea as refinancing a mortgage.

Thinking about your grandkids

You want to set something up for a child or grandchild — a policy that locks in low rates now and builds value they can use later.

Your Specialist

You'll be speaking directly with Steve

SD

Steve Dearing

Retirement Income Specialist

Steve works independently across a range of carriers — comparing what's actually available today, not what one company wants to sell. Our team consists of senior retirement planners who research and structure these strategies full-time. Steve brings that resource to your specific situation — his focus stays narrow on purpose: fixed indexed annuities, indexed universal life insurance, whole life, long-term care planning, and rollovers. Every review is personal, direct, and completely free of obligation.

Worth twenty minutes to find out.

Reserve your complimentary 20-minute review today.

Reserve My Spot
Dearing Insurance Solutions
(949) 287-3878 · [email protected]
Dearing Insurance Solutions is an independent insurance agency. California Insurance License #0M61599. Steve Dearing offers fixed insurance products including fixed indexed annuities, indexed universal life insurance, and long-term care solutions. Not a registered investment advisor. No securities-related advice is offered. Guarantees are backed by the claims-paying ability of the issuing insurance carrier. This website is for general informational purposes only and does not constitute a recommendation specific to any individual's circumstances.